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Lending
VTB provides short-, medium- and long-term loans and facilities either in Russian Roubles or a foreign currency to its corporate customers. To obtain credit resources from VTB, customers must have an account with the Bank, a favorable credit history (if the customer has earlier borrowed from the Bank), and get a positive review of the project submitted by the customer.
In order to promptly satisfy the customer's short-term money needs, VTB can provide overdraft lending. Moreover, the Bank allows its customers to make payments and withdraw cash, even if they do not have sufficient funds on their accounts.
Besides, VTB offers loans in precious metals to industrial customers for manufacturing purposes. Loans in precious metals may be granted to borrowers both in cash and non-cash form.